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Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history.

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The result of an application is mostly based on your credit score, although other factors are.

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Prepaid debit cards, also known as reloadable debit cards, are the latest fad in consumer financial products. While prepaid cards may look like credit cards and are accepted at the same retailers, they're very different. You aren't borrowing money for the charges you make. Prepaid debit cards can make it easier to control your spending and stay out of credit card debt, but steep fees can erode their benefits. Staying in touch with family and friends is a priority when we're not living close by.

If you're in the latter group, the following information can help you find out more about how these cards can be.

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What Is The Best Reloadable Prepaid Card / PNC SmartAccess Prepaid Card Review: Is it a scam or legit?. Prepaid debit cards, also known as reloadable debit cards, are the latest fad in consumer financial products. The result of an application is mostly based on your credit score, although other factors are. Many people use prepaid cards to make all of their purchases, while other people have never even touched a prepaid debit card. In its simplest form, prepaid cards are a this post contains references to products from one or more of our advertisers. Debit cards link to bank accounts.